Retirement Planning and Long Term Care

Retired senior couple walking on the beach

With our expert professional network we have access to professionals with over thirty years of experience in complex business, family and financial strategies and goals. Our professionals are here to help guide you through the often overwhelming process of creating an insurance and financial plan.

Call Joe or Mercedes Ritter for more information or to schedule an appointment 302-602-9426.

Review your individual situation and personal needs.

Everyone’s financial situation is unique. That’s why it’s so important to find out as much as we can about you and your financial goals. The more we know about you, the more precise recommendations we can make and the more we can help you. As a result, we may take some time to discuss your hopes, dreams and objectives — the things that really matter to you.

Analyze and review your needs.

As needed, we will work with you to identify and prioritize your objectives, and then help establish benchmark goals. This is important because we live in a world of unlimited choices. People often fail to achieve objectives because they try to accomplish too much at once, or they don’t attach specific deadlines to their goals. By breaking down your goals to specific objectives, you can look at available resources and decide which goals are realistic and which need to be adjusted and scaled down.

Develop and implement a strategy.

Develop and implement a strategy that may help you achieve your goals. Based on our conversation and analysis, our professionals can recommend some insurance and financial products that may help you achieve your financial goals.

Coordinate your financial activities.

If you would like, we can also coordinate your insurance and financial activities for you with the other members of your team of financial, tax and legal advisors.

We can provide ongoing service as your needs and situation changes over time. Strategies need to be adjusted periodically as your life changes. We will work with you over the years to help keep your program on track with your changing needs.

Common Questions about Retirement Planning and Long Term Care

 
Have a question you would like answered about retirement planning or long term care added to this list? Please submit your question via our contact form.

Financial Planning Disclosures

Annuities - Consult with a licensed financial professional to determine if an annuity is appropriate for your needs.

Guarantees are backed by the financial strength and claims paying ability of the issuing company.

Product and feature availability may vary by state and broker/dealer.