Ask My Medicare Advisor for a free Life Insurance review

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My Medicare Advisor can help you find the coverage that’s right for you and your loved ones. Our agents have over 11 years of experience and we can help you understand your options, and figure out how much and what kind is right for you before getting your life insurance quote.

Call Joe or Mercedes Ritter for more information or to schedule an appointment 302-602-9426.

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Know the Life Insurance Basics and why people need the coverage

Whether you are just getting started with life insurance or have had it for years, there’s a lot to learn. My Medicare Advisor wants to make sure you understand the basics and feel confident that you’re making informed choices.

With our life insurance policies, you can help your loved ones:

  • Keep paying the mortgage.
  • Maintain their standard of living.
  • Pay off any debts, estate taxes, and final expenses.
  • Start a fund for college education.
  • Create a fund for a family member with special needs.
  • Protect their future.

Common Questions about Life Insurance

Have a question you would like answered about life insurance added to this list? Please submit your question via our contact form.

Situational Examples

  • Janice: Age 61, Female, Non Smoker, 10 year term life policy for $100,000 is paying $59 a month.
  • Carlton: Age 65, Male, Non Smoker, 10 year term life policy for $100,000 is paying $57 a month.
  • Susan: Age 69, Female, Non Smoker with High Blood Pressure, 15 year term life policy for $300,000 is paying $191 a month.
  • Nancy: Age 70, Female, Non Smoker with Type 2 Diabetes, 10 year term life policy for $200,000 is paying $124 a month.
  • Steve: Age 54, Male, Non Smoker, whole life policy for $10,000 is paying $35 a month.
  • Janet: Age 60, Female, Non Smoker, whole life policy for $20,000 is paying $67 a month.

Disclosures: Your premium could vary depending on your age, health, issuing company and other factors. Not all plans are available in all states. Standard Life & Accident Ins. Co. life insurance products are underwritten and issued by American National Life Insurance Company. All term life coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Your policy may include an Accelerated Benefit Rider, there is no additional charge for this rider. This rider will give you full or partial access to the death benefit in the event of terminal, chronic or critical illness.